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Frequently Asked Questions - Liability

The Drivers Road Test Signature page is no longer required.  A Team Members list must be submitted annually.

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The fire department the driver belongs to would be responsible for the damage. The Auto Liability coverage follows the firefighter and not the vehicle.

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Yes, coverage is available provided this is an official function of the fire department and you are working within the scope of fire department duties.

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Yes, provided this is an official function of the fire department and working within the scope of duties coverage is available up to the limits set in the Governmental Tort Claims Act.

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Yes, provided this is an official function of the fire department and working within the scope of duties coverage is available up to the limits set in the Governmental Tort Claims Act. (Damage to your personal vehicle is not covered, only the other party)

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Yes, we must have documentation for each vehicle we insure.

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Auto Liability covers the negligent acts of a fire department member, within the scope of duties, while operating a vehicle. General Liability covers the negligent acts of a fire department member, within the scope of duties, other than operating a vehicle.

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