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Liability Terms and Conditions

Claim is defined in the Governmental Tort Claims Act 51 O. S. § 152, et seq.

Covered Vehicle means a motor vehicle or vessel in the care, custody, and control of an eligible organization, e.g., owned by the U.S.D.A. Forest Service or the participant, city or county that has been properly reported to State Risk Management (SRM) for participation in FDIP.

Driver’s Training Record must maintain on file an original, signed and dated Driver's Training Record or equivalent test record for a period of three (3) years for each driver of any vehicle covered by SRM. SRM will request a copy of a drivers in-house evaluation form should the driver be involved in an incident. Only signed, dated evaluation forms are valid.

Eligible Organization means a fire department and/or district as allowed pursuant to 74 O. S.  § 85.58B.

Fire Department Liability Team Member List is a form that names all the members of an organization, including board members. List all members of the fire department on the Liability Coverage Team Member List submitted to SRM.  Drivers Road Test Signature page is no longer required.  A Team Members list must be submitted annually.

Incident is a distinct, unexpected event, with a fixed date.

Organization Member is defined in the Governmental Tort Claims Act 51 O. S. § 152, et seq.  (Refer to GTCA for the definition of an employee and the scope of their employment.)

Program Member is an eligible employee enrolled in FDIP.

Program Participant is an eligible fire department approved by SRM and in good standing.

Program Administrator refers to SRM, Department of the Division of Capital Assets Management, Office of Management and Enterprise Services, an agency of the State of Oklahoma.

Scope of Employment is defined in the Governmental Tort Claims Act 51 O. S. § 152(12), et seq.

Third Party refers to individuals or entities other than the participant or its organization members.

Tort is defined in the Governmental Tort Claims Act 51 O. S. § 152(14), et seq.

Vehicle Schedule refers to the list of vehicles submitted to SRM for coverage: Property; Auto Physical Damage, and Liability.