What is FDIP?

The Fire Department Insurance Program (FDIP) provides easy access to affordable insurance for Oklahoma fire departments.

Just as you protect the public when disaster strikes, FDIP responds when disaster strikes you by providing full protection as specified under state law.

Forms

Find the right forms to get the coverage you need or to file a claim.

Liability Forms

Property and APD Forms

Rates

Liability

  • Auto: $51 per vehicle
  • General: $30 per member
  • Combined Auto and General: $39 per member

Coverage Period: Sept. 1, 2017, to Aug. 31, 2018

Property

Building & Contents Coverage:

  • $0.17 per $100 of Value Annually
  • Deductible $500 per occurrence

Auto Physical Damage Coverage:

  • $0.30 per $100 of Value Annually
  • Deductible $2,500 per occurrence

Coverage Period:  Aug. 1, 2017 to July 31, 2018

Reporting an Incident

  1. Immediately report the incident to the police so it can be investigated and documented;
  2. Immediately notify your supervisor or fire chief;
  3. Supervisor or fire chief must notify State Risk Management (SRM).
  4. Take photographs of the incident scene including any damaged vehicles or property. Provide photographs to your supervisor or fire chief.