What is FDIP?

The Fire Department Insurance Program (FDIP) provides easy access to affordable insurance for Oklahoma fire departments.

Just as you protect the public when disaster strikes, FDIP responds when disaster strikes you by providing full protection as specified under state law.


Find the right forms to get the coverage you need or to file a claim.

Liability Forms

Property and APD Forms



  • Auto: $50 per vehicle
  • General: $26 per member
  • Combined Auto and General: $36 per member

Coverage Period: Aug. 1, 2021, to Jul. 31, 2022


Building & Contents Coverage:

  • $0.30 per $100 of Value Annually
  • Deductible $1000 per occurrence

Auto Physical Damage Coverage:

  • $0.35 per $100 of Value Annually
  • Deductible $5,000 per occurrence

Coverage Period:  Aug. 1, 2021 to July 31, 2022

Reporting an Incident

  1. Immediately report the incident to the police so it can be investigated and documented;
  2. Immediately notify your supervisor or fire chief;
  3. Supervisor or fire chief must notify State Risk Management (SRM).
  4. Take photographs of the incident scene including any damaged vehicles or property. Provide photographs to your supervisor or fire chief.